how it works

Discover how our lender-finding service works

$2,100
13
MONTHS
$60.10
$120.30
$259.25

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

THE PROCESS IS SAFE SIMPLE QUICK

Even with bad credit, we can help you get your fast cash!

  1. 1
    CHECK IF YOU QUALIFY
  2. 2
    SUBMIT APPLICATION ONLINE
  3. 3
    WE'LL LOOK FOR A LENDER
  4. 4
    QUICK REFERRAL

how to qualify

We don't want to confuse you

Applying with our lender-finding service is super simple! No one has the time or energy to spend hours searching the internet for a lender. Instead of submitting multiple applications, you can just make one, with Loans AU.

We’ll have a look around for a lender for you, and if we find one, we’ll refer you to them quick smart!


We're here to help

The goal of our lender-finding service is to take a load off your shoulders. All you need to do is gives us an idea of the amount you’re looking for and fill out an application and we’ll take it from there. If we find a lender for you and they approve your application, they’ll give you a lowdown of the terms involved with the loan. The final call is yours!

LOAN AMOUNT

$300 MINIMUM
$2000 MAXIMUM

TERMS

12 MONTHS

FEES

4-12% MONTHLY FEE Check if your loan provider charges an annual interest rate on small personal loans.

EXAMPLE

Total Loan - $1,000.00
Establishment Fee - $200.00
Fees - $240.00
Total Amount Paid - $1,440
25 weekly payments of $57.60
The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

LOAN AMOUNT

$2,100 MINIMUM
$4,600 MAXIMUM

TERMS

13 MONTHS MINIMUM
24 MONTHS MAXIMUM

FEES

ANNUAL PERCENTAGE RATE (APR) IS 48% COMPARISON RATE IS 67.41%

EXAMPLE

$3,000 borrowed over 18 months would carry extra charges of $1,840.14 making the total amount repayable $4,840.14. Weekly repayments would be $61.27.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

LOAN AMOUNT

$5,000

TERMS

13 MONTHS MINIMUM
24 MONTHS MAXIMUM

FEES

ANNUAL PERCENTAGE RATE (APR) IS 21.24% COMPARISON RATE IS 48% P.A.

EXAMPLE

$10,000 borrowed over 18 months would carry extra charges of $5,577.12 making the total amount repayable $15,577.12 Weekly repayments would be $149.78.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.